Competent, enterprising, and versatile Senior Manager with 20-plus years experience specializing in program construction, project orchestration, life-cycle management, and delivery of complex initiatives. Broad range of proven skills including: product conceptualization, matrix management, process definition, and cross-organizational execution from product and systems development through operations integration. One-of-a-kind understanding of payments how they work, their profit margins, and new revenue opportunities. Excellent communicator. Certified program/project manager with demonstrated solutions-delivery know-how.